Creditspring is not an insurance provider. An insurance policy gives you a payout when a bad event happens, in return for you paying a premium to the insurance company. While we think one of the best ways you could use Creditspring is to help you manage when something bad happens, our membership is not an insurance product.
At Creditspring, everybody pays the same price for the same product, and we won't increase the cost because you used your advances. Unlike insurance, you can use the money to pay for whatever you need, without needing to provide proof you need it.
Insurance companies grant you a payout that does not need to be returned, and do not offer loans. You must repay the money you borrow from Creditspring.