Affordability is one of our top concerns and we really don't want you getting in trouble with debt. Please tell us as quickly as possible if your circumstances change. Not telling us about this will trigger an event of default, which can be avoided if you keep us informed.
If you lose your job while you have an advance outstanding, you will still need to pay back what what is due. If you find it hard to pay us back, let us know as early as you can and we will try to work something out, such as a restructuring agreement.
If you lose your job but haven't taken any advances out, we advise you cancel your membership with us. We understand that our loans may be more useful should you lose your job, but our number 1 priority is trying to make sure that we lend only to customers who we consider can afford to repay our loans.
For affordability reasons, you must be employed full-time to be a member of Creditspring. Creditspring is not designed to be unemployment insurance and shouldn't be used that way.