First of all, don't worry! We understand that these things sometimes happen, and we want to help you through it. We won't be angry or annoyed.
If you think you can't pay us back on time, please let us know as soon as possible. The earlier you let us know, the more help we can be. At the very least, try to tell us at least four days before your next payment is due.
We'll work with you to figure out how to resolve the outstanding amount in a way that works for both of us. We're obligated to report late repayments to Credit Reference Agencies. We report late and missed repayments of advances as well as monthly membership fees.